Student loan debt has become an undeniable and often overwhelming burden for countless individuals across the United States, and Nebraska is no exception. For many in the Cornhusker State, the dream of higher education has morphed into a persistent financial challenge, impacting everything from homeownership to retirement planning. This article aims to provide clear, actionable legal guidance and practical strategies for navigating the complexities of student loan debt specifically for Nebraskans, exploring federal and private loan options, default consequences, and the challenging path of bankruptcy. Understanding Your Student Loans: Federal vs. Private The first critical step in managing your student loan debt is to understand exactly what type of loans you have. This distinction is paramount, as it dictates the available repayment options, forgiveness programs, and legal protections. Federal Student Loans Federal student loans are issued by the U.S. Depart...