Navigating the Aftermath: Your Guide to Uninsured Motorist Accidents in Illinois Being involved in a car accident is stressful enough, but discovering the at-fault driver is uninsured can feel like a devastating blow. In Illinois, where insurance is mandatory, a surprising number of drivers still take to the roads without proper coverage. This can leave accident victims wondering how they will cover medical bills, lost wages, and vehicle damage. Fortunately, Uninsured Motorist (UM) coverage, a crucial component of most auto insurance policies in Illinois, is designed to protect you in just such a scenario. Understanding how it works is vital to protecting your rights and securing the compensation you deserve. The Hidden Danger: Uninsured Drivers in Illinois Despite Illinois law requiring all drivers to carry minimum liability insurance (currently $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage), a signi...