Navigating Special Needs Trusts in Oklahoma: A Comprehensive Guide for Estate Planning For families in Oklahoma with a loved one living with a disability, securing their financial future while preserving essential government benefits is a paramount concern. This is where a Special Needs Trust (SNT) becomes an indispensable estate planning tool. Far more than just a savings account, an SNT is a sophisticated legal instrument designed to hold assets for the benefit of a person with a disability without jeopardizing their eligibility for critical means-tested public benefits like Supplemental Security Income (SSI) and Medicaid (known as SoonerCare in Oklahoma). Without an SNT, a direct inheritance, a personal injury settlement, or even a generous gift could disqualify a disabled individual from these vital programs, potentially leading to a catastrophic loss of income, healthcare, and other support services. Understanding the nuances of SNTs in Oklahoma is crucial for proa...