Understanding and Fighting Credit Card Fraud in South Dakota Credit card fraud is a pervasive issue that can strike anyone, anywhere. In South Dakota, as in the rest of the nation, consumers are increasingly vulnerable to sophisticated scams and identity theft. When your financial security is compromised, understanding your rights and knowing what steps to take is paramount. This article aims to provide clear, actionable legal guidance for South Dakotans facing credit card fraud, drawing on both federal protections and South Dakota state laws. What is Credit Card Fraud? Your Rights in South Dakota At its core, credit card fraud involves the unauthorized use of your credit card or credit card information for personal gain. This can range from a thief using your physical card to sophisticated online schemes that steal your data. For South Dakota residents, the legal landscape protecting you is primarily shaped by federal laws, particularly the Fair Credit Billing Act...