Understanding Underinsured Motorist (UIM) Coverage in Delaware 🚗 Delaware, like many states, requires drivers to carry auto insurance. But what happens when you're involved in an accident caused by a driver who has insurance, but their policy limits aren't enough to cover all of your injuries and damages? That's where Underinsured Motorist (UIM) coverage comes in. It's a crucial, and often overlooked, part of your auto insurance policy that can provide vital protection. What is UIM Coverage? 🤔 UIM coverage kicks in when you are injured in an accident caused by an at-fault driver who has insurance, but their policy limits are insufficient to fully compensate you for your medical bills, lost wages, pain, and suffering. Think of it as a safety net that supplements the at-fault driver's insurance. Why is UIM Coverage Important in Delaware? 🛡️ Delaware's minimum required auto insurance limits are relatively low: $25,000 per person and $50,0...