Gavel Insight

Understanding and Disputing Unauthorized Charges in Arizona Discovering an unauthorized charge on your bank statement or credit card bill can be a frustrating and unsettling experience. In Arizona, consumers have robust protections under both federal and state law to help them resolve these disputes. This article will guide you through the necessary steps, legal frameworks, and potential remedies available to Arizonans facing unauthorized financial deductions. What Constitutes an Unauthorized Charge? Before diving into the dispute process, it's crucial to understand what legally qualifies as an unauthorized charge. Generally, this refers to any transaction made from your account without your permission or knowledge. This can include: ✅ Charges for services or products you never received or authorized. ✅ Duplicate charges for a single transaction. ✅ Charges that appear after you've canceled a subscription or service. ...

Understanding Domestic Violence in Arizona: A Comprehensive Legal Guide Domestic violence is a serious charge in Arizona, carrying significant legal consequences that can impact every aspect of a person's life. Unlike some other criminal offenses, domestic violence in Arizona is not a specific crime in itself, but rather an enhancement applied to a wide range of underlying criminal acts when committed within a domestic relationship. This distinction is crucial for anyone navigating the complexities of the Arizona legal system, whether as an alleged offender or a victim. What Constitutes Domestic Violence in Arizona? In Arizona, a crime is designated as a "domestic violence" offense if it involves any of the criminal offenses listed in A.R.S. § 13-3601 and is committed against a victim who falls into one of the following categories: 📞 A spouse or former spouse. 📞 Someone with whom the defendant resides or has resided. ...