Navigating Unauthorized Charges in Alaska: Your Consumer Protection Guide Finding an unfamiliar charge on your bank statement or credit card bill can be unsettling, especially here in Alaska. Whether it's a mysterious online purchase, a double billing from a local vendor, or a outright fraudulent transaction, understanding your rights and the steps to take is crucial. This guide provides actionable legal advice for Alaskans facing unauthorized charges, helping you protect your finances and navigate the dispute process effectively. What Qualifies as an Unauthorized Charge? Before diving into the dispute process, it's important to understand what constitutes an "unauthorized charge." Generally, it refers to any transaction on your credit card, debit card, or bank account that you did not personally approve or consent to. This can include: 🤔 Transactions made by someone who stole your card information or physical card. 🤔 Charges resulting from identity theft wh...