Understanding Car Accidents in Minnesota: A Comprehensive Guide Minnesota roads, while scenic, can also be the site of unexpected car accidents. Navigating the aftermath of a car accident can be overwhelming, especially when dealing with injuries, vehicle damage, and insurance companies. This guide provides essential information about car accident claims, compensation, and legal strategies specific to Minnesota law. Minnesota No-Fault Insurance: Your First Step Minnesota operates under a "no-fault" auto insurance system, also known as Personal Injury Protection (PIP). This means that regardless of who caused the accident, your own insurance company is responsible for paying certain expenses. π‘ PIP Coverage: PIP covers medical expenses, lost wages, and replacement services (e.g., help with household chores) up to a certain limit, typically $20,000. π Making a Claim: You must file a claim with your own insurance company to access PIP benefits...
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